Agent Review of John Wells, by Jordan Mccarran

"John brought a wealth of knowledge and experience to our home buying process and was great to work with as first time home buyers. He was very patient, explained every part of the process for us, and was always available and able to arrange his schedule to meet our needs. John has experience in the … [Read more...]

Tips On Negotiating Offers For MA Homes

Several negotiations take place in the home selling process. It can be intricate and emotional as everyone wants to feel that the result favors them, or is at a minimum a fair balance of interests. This blog provides tips on negotiating offers for MA homes. Negotiation Considerations Real … [Read more...]

An Explanation Of Income To Debt Ratio For MA Financing Pre-approvals

Personal finances play a significant role in loan approvals. All mortgage companies review your assets, earnings, credit and debts. These determine whether you can obtain a mortgage and how much of a mortgage you may be able to obtain. The following is an explanation of income to debt ratio for MA … [Read more...]

Advantages And Disadvantages Of Financed Mortgage Insurance

Mortgage insurance (MI) protects lenders against home owners defaulting on loans. It is typically required by a mortgage company on loans with a low down payment and is usually due in monthly installments. For buyers trying to reduce their payments, monthly charges for mortgage insurance may result … [Read more...]

Mortgage Approval Considerations For MA Lenders

Pre-approvals do not guarantee final mortgage approval. Lenders complete a complete analysis before issuing an approval. This formal procedure does not usually start until after real estate is under agreement as they must evaluate both the personal information of borrowers and specifics of the … [Read more...]

Finding MA Home Listings Online

Finding MA home listings online can be a daunting task. There are a variety of websites to choose from. The following information will guide you through the different choices. Real Estate Websites Are Not All the Same MA homes for sale are normally entered into a database, called the Multiple … [Read more...]

Common Mistakes Made By Sellers Of MA Homes

There are many seller actions that impact how quickly a home sells. Some common mistakes made by sellers of MA homes are worse than others. Sellers should avoid the mistakes detailed in this article Common Mistakes Made By Sellers Of MA Homes Not Cleaning It can be a challenge to keep a home … [Read more...]

MassHousing Mortgages For MA Real Estate Buyers

MassHousing is a non-profit public agency in Massachusetts that provides home loans. They do not use taxpayer funds and are a self-supporting agency. Home buyers may want to consider a MassHousing loan as it may be less expensive than an FHA loan. It can be applied towards a new purchase or … [Read more...]

The Advantages Of Hiring MA Real Estate Agents

As a home buyer or home owner, you have the option of selecting a real estate agent to provide support and promote your best interests. Merely working with an agent does not ensure that individual represents you. There is generally a document formalizing the agency, responsibilities of the the … [Read more...]

An Overview Of Lender Paid Mortgage Insurance For MA Home Mortgages

Mortgage insurance is often mandated when a home buyer borrows more than eighty percent of the value of a property. It protects mortgage companies against loss when a homeowner default on. Even though it insures the lender, it is normally billed to the buyer as a closing cost and additional monthly … [Read more...]