About Editor-John P. Wells

I am a resident of Newburyport and have worked in education, high tech and urban development. My interests in architecture and construction are invaluable to my clients. For more information please visit the Wellsco website.

Coming Soon: Luxury 2 Bedroom Condos in Newburyport

Coming Soon:  2 luxury condos in the heart of Newburyport, completely new renovations.  2 bedrooms, 1.5 baths, fireplace, granite and stainless, off street parking, one with garage, $499000 each.   15-17 Merrill St in Newburyport.  Call John for preview 978-518-1481. … [Read more...]

Tips On Negotiating Offers For MA Homes

Several negotiations take place in the home selling process. It can be intricate and emotional as everyone wants to feel that the result favors them, or is at a minimum a fair balance of interests. This blog provides tips on negotiating offers for MA homes. Negotiation Considerations Real Estate … [Read more...]

MA Home Repairs That Increase Property Values

MA homeowners should figure out the actual change in property value compared to the cost of particular renovations before performing any repairs. Some projects are more effective than others. The following are recommendations on MA home repairs that increase property values. MA Home Repairs That … [Read more...]

Why You Need Homeowners Insurance – MA Homeowners Insurance

MA homeowners insurance protects real estate owned by individuals. It is usually required for homes with financing, but even without one, it is important to have. Below is an overview of why you need homeowners insurance. Why You Need Homeowners Insurance Your home is one of the biggest investments … [Read more...]

An Explanation Of Income To Debt Ratio For MA Financing Pre-approvals

Personal finances play a significant role in loan approvals. All mortgage companies review your assets, earnings, credit and debts. These determine whether you can obtain a mortgage and how much of a mortgage you may be able to obtain. The following is an explanation of income to debt ratio for MA … [Read more...]

Advantages And Disadvantages Of Financed Mortgage Insurance

Mortgage insurance (MI) protects lenders against home owners defaulting on loans. It is typically required by a mortgage company on loans with a low down payment and is usually due in monthly installments. For buyers trying to reduce their payments, monthly charges for mortgage insurance may result … [Read more...]

Details On Frequently Used Real Estate Terminology In MA

The real estate steps are elaborate enough from the start. Real estate terminology can complicate it further, especially if it is your first time buying a home. In this article you will find details on frequently used real estate terminology in MA. This will help simplify the home buying and selling … [Read more...]

A Comparison Of MA Appraisal And Assessment Prices

Appraisal and assessment prices are frequently mistakened for one another. As a home buyer and home seller, it is helpful to distinguish the difference between these terms. A comparison of MA appraisal and assessment prices can be found below. Definition Of Assessment Prices Municipalities levy a … [Read more...]

Mortgage Approval Considerations For MA Lenders

Pre-approvals do not guarantee final mortgage approval. Lenders complete a complete analysis before issuing an approval. This formal procedure does not usually start until after real estate is under agreement as they must evaluate both the personal information of borrowers and specifics of the … [Read more...]

Finding MA Home Listings Online

Finding MA home listings online can be a daunting task. There are a variety of websites to choose from. The following information will guide you through the different choices. Real Estate Websites Are Not All the Same MA homes for sale are normally entered into a database, called the Multiple … [Read more...]